Dental Care and Medigap Policy

Armen Hareyan's picture
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Dental care is not one of the services covered under any of the 10 standard Medigap policies available in most states.

Will my Medigap policy cover dental care?

Your Medigap (also known as Medicare supplement insurance) probably won't cover dental care. Dental care is not one of the services covered under any of the 10 standard Medigap policies available in most states.

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However, under federal law, states can permit insurers to add "new and innovative" benefits to standardized Medigap plans, so it's possible that dental care could be covered by your Medigap policy. Read your policy or check with your insurance company just in case.

Even if dental care isn't covered, you still have other options. For instance, you may be able to purchase dental insurance from a private insurer, or if you or your spouse is still working, from an employer.

Group associations and organizations also commonly offer dental insurance to their members. If it's available to you, think about purchasing dental insurance if you anticipate needing costly dental care.

Reprinted by permission from Insurance.com

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