Other Types of Insurance
By Armen Hareyan G+ Jan 20 2005 - 3:57pm
Medicare, Medicaid, Disability Insurance, Hospital Indemnity Insurance, Long-Term Care Insurance.
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Affordable Health Insurance
Many families and individuals across the nation are in search of finding affordable health insurance. However, as the cost of the medical insurance keeps rising medical coverage is less affordable year by year. This section covers news and research about where the health insurance is affordable and what the government or private companies are doing with health care reform.
Worksheet: What Is Your Best Buy Health Insurance?
By Armen Hareyan G+ Jan 20 2005 - 3:44pm
It is difficult to determine exactly what you will spend a year on health care. Look at your medical and insurance records from last year as a guide to what services you might use this year.
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Checklist: What's Most Important to You in Health Insurance?
By Armen Hareyan G+ Jan 20 2005 - 3:27pm
Insurance plans vary. Before choosing a plan, decide what is most important to you. This checklist can help. Put a check in front of those services that are important to you. Then see how many of these services are in Policy #1, Policy #2, and Policy #3. On the checklist, write in the coinsurance or copayment rate, if there is one, and any limits on service.
Remember that the most important service to be covered is hospitalization. If you are not covered for hospital care, then one sickness could cost you thousands of dollars, even hundreds of thousands of dollars.
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Types of Health Insurance: Preferred Provider Organizations (PPOs)
By Armen Hareyan G+ Jan 20 2005 - 2:51pm
The preferred provider organization is a combination of traditional fee for service and an HMO. Like an HMO, there are a limited number of doctors and hospitals to choose from.
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Types of Health Insurance: Health Maintenance Organizations (HMOs)
By Armen Hareyan G+ Jan 20 2005 - 2:42pm
Health maintenance organizations are prepaid health plans. As an HMO member, you pay a monthly premium. In exchange, the HMO provides comprehensive care for you and your family, including doctors' visits, hospital stays, emergency care, surgery, lab tests, x-rays, and therapy.
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Types of Health Insurance: Fee-for-Service
By Armen Hareyan G+ Jan 20 2005 - 2:36pm
Insurance companies pay fees for the services provided to the insured people covered by the policy. This type of health insurance offers the most choices of doctors and hospitals.
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Which Type of Health Insurance Is Right for You?
By Armen Hareyan G+ Jan 20 2005 - 2:26pm
By studying your health insurance options carefully, you will be able to pick the one that provides you with the coverage you need, no matter what it is called. HMOs and PPOs are offering more freedom to choose doctors, the way fee for service plans do.
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What Are Your Health Insurance Choices?
By Armen Hareyan G+ Jan 20 2005 - 2:17pm
Choosing a health insurance plan is like making any other major purchase: You choose the plan that meets both your needs and your budget. There are many different types of health insurance.
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Where Do People Get Health Insurance Coverage?
By Armen Hareyan G+ Jan 20 2005 - 2:10pm
Some employers offer only one health insurance plan. Some offer a choice of plans. If your employer does not offer group insurance, or if the insurance offered is very limited, you can buy an individual policy.
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Thinking About Health Insurance Choices
By Armen Hareyan G+ Jan 20 2005 - 2:03pm
Health insurance is one of your most important needs. Without it, one serious illness or accident could wipe you out financially. The information provided will help you decide which is the best plan you can afford.
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Medicare Advantage Plans Expand Coverage to Seniors, Lower Costs for Enrollees
By Armen Hareyan G+ Jan 20 2005 - 7:59am
Better health care benefits. Medicare Advantage plans are seeking to expand coverage to 1.6 million additional seniors and persons with disabilities, while also lowering their premium and out of pocket covered services costs by an average of 10 percent and providing more benefits.
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With Travel Health Insurance You Won't Get Your Feathers Ruffled
By Armen Hareyan G+ Nov 20 2004 - 2:22pm
Without proper travel and Health Insurance coverage, getting injured or ill while travelling could seriously affect your finances.
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Find The Money in Insurance
By Armen Hareyan G+ Nov 19 2004 - 10:43pm
Home insurance, health insurance, auto insurance, life insurance, it can add up to several thousands of dollars a year. Saving a bit of money on health insurance can really make a difference to your overall household budget.
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Numbers of Americans With and Without Health Insurance
By Armen Hareyan G+ Nov 16 2004 - 6:13pm
Numbers of Americans With and Without Health Insurance Rise, Census Bureau Reports. The number of people with health insurance increased by 1.0 million to 243.3 million between 2002 and 2003.
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Health Insurance Coverage: 2003
By Armen Hareyan G+ Nov 16 2004 - 4:50pm
The number of people with health insurance coverage increased by 1.0 million in 2003, to 243.3 million (84.4 percent of the population).
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Health Insurance Data at the Census Bureau
By Armen Hareyan G+ Nov 16 2004 - 4:39pm
The Census Bureau collects health insurance data using two national surveys. The CPS ASEC is the official source of estimates used to allocate federal funding to states for the State Children's Health Insurance Program (SCHIP).
The Census Bureau collects health insurance data using two national surveys:
Survey of Income and Program Participation (SIPP).
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Applying for Low-Cost or Free Health Insurance for Your Children
By Armen Hareyan G+ Nov 15 2004 - 3:27pm
You probably have many questions about applying for low cost or free health insurance for your children. Here are some questions and answers to get you started.
I need health insurance for my children. What are my options?
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Your Children May Be Eligible for Free or Low-Cost Health Insurance
By Armen Hareyan G+ Nov 15 2004 - 3:17pm
Do you worry that your children don't have health insurance? Your state, and every state in the nation, has a health insurance program for infants, children and teens. You work hard to provide for your children and want to make sure they grow up strong, smart and healthy. But like many parents whose children don't have health insurance, you worry about taking care of them.
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Protect Your Family's Health with Confidence
By Armen Hareyan G+ Nov 15 2004 - 3:00pm
Health insurance may be expensive for some hard-working families, but now many families can get low cost or free health insurance for their babies, children, and teenagers.
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Medical Insurance Managers: Have your insurance handled properly by your practitioner
By Armen Hareyan G+ May 12 2004 - 6:17pm
Learn how to manage your own insurance. It's easy, as all you have to do is follow the rules. Call your insurance company to find out the details of reading your statements.
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