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Affordable Health Insurance

Many families and individuals across the nation are in search of finding affordable health insurance. However, as the cost of the medical insurance keeps rising medical coverage is less affordable year by year. This section covers news and research about where the health insurance is affordable and what the government or private companies are doing with health care reform.

Do Health Insurance Companies Really Care About Their Agents?

This is a question I have asked myself many times since I became ACA certified back in the fall of 2013. Since last year was filled with so much confusion I will give all of the companies a pass on the chaos from last year. My opinion is based solely on my experience from this year. While I have not provided the names of the companies the following accounts will give you an overview of what to expect from a wide range of health insurance companies.

Supplemental Insurance Helps Bridge the Health Insurance Coverage Gap

Supplemental Health Insurance

During the final weeks of the current open enrollment period, health insurance is at the top-of-mind for individuals of all ages. Seniors and others qualifying for Medicare benefits have been bombarded with mail and TV ads touting comprehensive Medicare Advantage plans, as well as Part D Rx plans and no-network, fee-for-service plans designed to work with traditional Medicare benefits.

Where Should Families Start to Find Affordable Health Insurance?

Health Care

As most people in America now know, if you are 64 or younger, you are subject to the new Affordable Care Act. The marketplace can be difficult to navigate, and most folks who are not savvy about the ins and outs of these new health insurance plans or about the ACA itself may become frustrated by the plethora of information available that is not easily consolidated into an understandable format.

How to Prepare for Open Enrollment

Health insurance open enrollment

The 2015 Open Enrollment period runs from November 15, 2014 to February 15, 2015. This time frame is your opportunity to get coverage without being charged more for a pre-existing condition, apply for tax subsidies that lower the cost of health insurance, and get guaranteed benefits like prescription drug coverage, preventive services, and emergency care. It’s the time to make sure you and your loved ones have coverage to keep you safe and healthy. Here are the steps you should take to ensure you’re prepared to get the coverage you need.

The Best Way To Spot a Health Exchange Website Glitch

Website Glitch

Before a team goes out to play a game all of the members have to show up at practice. When a player does not show up for practice it can affect the performance of the whole team. The coach expects their star players to be present and well equipped come game day. They would never think of locking them in a closet and barring them for practices until the big day arises.

Does the Affordable Healthcare Act Cover the Headaches it's Causing Me?

The Affordable Healthcare Act is a health insurance legislation that is well on its way to directly affecting each and every American citizen. It’s astounding, though, that even a year after its initial debut, how little people still actually know about it, its enrollment options, available plans, and the actual cost of it. After days of researching this Affordable Healthcare Act, what it is, and what it means to the American public, I can say that I am not the least bit surprised that such an overwhelming population of people still feel in the dark about it.

Open Enrollment for the Affordable Care Act Begins: 3 Ways to Enroll

Health insurance open enrollment

Saturday, November 15th is the first day of open enrollment for the Health Insurance Marketplace. Part of the Affordable Care Act, the Health Insurance Marketplace helps uninsured people find affordable health coverage. Staff and volunteers throughout Orange County are ready to assist people with enrolling in a plan that is right for them.

To Insure or not to Insure: How does Obamacare Affect You

Obamacare Law and Individual Health Insurance

In March of 2010 The Patient Protection and Affordable Care Act (PPACA / Obamacare) was passed and a monumental shift took place in how health insurance is bought and sold in the United States. Since its inception, there has been a contentious debate over the legality of the law and the societal implications that go with it. The PPACA has polarized our country and partisan lines have been drawn.

Health Insurance Agents Turning To Web Brokers For Assistance

Health Insurance Agent

The health insurance open enrollment period November 15th is just around the corner. Although many agents are anxious to get started many of us are not quick to forget the frustrations we faced last year. A website that did not work, not being given the tools we needed to work effectively with our clients, and not to mention slow or no commissions for many agents.

Health Insurance Commissions: Is It A Dirty Word?

Health Insurance Commissions

I was reading an article on Omaha.com entitled “Insurance Agents Feeling Left Out Of Obamacare” and ran across a statement by Richard Stark who is also an insurance agent. He stated, “They basically didn’t want to work with insurance agents because they felt agents were going to steer a customer toward (a plan) where they think they will make the most money.”

Bad Idea To Require Clients' SSN To Connect Them To Insurance Agent

Health Insurance Agents

During the last open enrollment season, while working on the healthcare exchanges, many health insurance agents experienced the frustration of having their National Producer Numbers (NPN) and Federally Facilitated Marketplace Identification Numbers (FFM ID) deleted from their clients applications.

Agents and Brokers Left Out Of Healthcare Marketplace: Assisters Survey

Health Insurance Marketplace

There was a survey that was taken of all of the groups that assisted consumers during the first health insurance open enrollment period under the Affordable Care Act or ACA. The only group that was left out were health insurance agents and brokers. The results of the survey were presented on C-span on August 5th 2014, under the title “Health Insurance Navigators and Brokers”. I found the discussion to be both enlightening and disappointing.

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