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Survey of Consumer-Driven Health Plans Prompts Debate

Armen Hareyan's picture

Consumer-Driven Health Plans

Four issues dominated the most recent Employee Benefit Research Institute (EBRI) policy forum, which was devoted to the release of a ground-breaking nationwide survey of consumer-driven health plans and a discussion of the results, according to an account of the forum published today.

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The survey was sponsored by EBRI, a nonpartisan research organization, and the Commonwealth Fund to get a fix on how consumers are reacting to consumer-driven health plans (CDHPs), the latest big idea in health insurance. The forum, which drew about 100 participants, heard 11 speakers offer widely different views while discussing the four issues. Some speakers said CDHPs are working as designed and are in large demand. Others said the plans are flawed and will fade away just as managed care did a decade ago.

As described in the February 2006 EBRI Notes, available at www.ebri.org, the four questions were: