Council for Affordable Health Insurance Releases New "HSA State Implementation Report"

Armen Hareyan's picture

Affordable Health Insurance and HSA

Report Highlights State Laws that Hinder/Help Health Savings Accounts Expansion

Many states have insurance laws that conflict with the requirements for Health Savings Accounts (HSAs) and hinder insurers' ability to offer HSA-compatible policies. Some of these laws include mandating coverage of certain benefits below the deductible amounts specified in Health Savings Accounts rules and not exempting from state taxes the money deposited in HSAs.

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Consumers, state and even federal officials, the insurance industry and the media frequently raise questions such as:

  • Which states limit access to Health Savings Accounts due to state regulations and/or tax structures?

  • Has legislation been introduced in those states that might rectify the situation?

  • Are some states looking at innovative ways to expand HSA coverage?

The Council for Affordable Health insurance's (CAHI) new "HSA State Implementation Report" has those answers. It reviews the state HSA environment and recent legislative action in one concise document. To learn more about current HSA State implementation issues, please go to CAHI's "HSA State Implementation Report," and while you are