Health Insurance Plan Insures Unborn Children In Australia
Australian mothers can insure their unborn children against birth defects and death under a new health insurance policy. Mothers who deliver a stillborn baby would be awarded a $10,000 payout under the new health insurance plan.
The insurance company ING has formed a plan for women between the ages of 16 to 40 that gives payouts of up to $46,640 if a child is born with Down's syndrome, spina bifida or a cleft palate.
This new insurance policy is drawing some criticism with New South Wales Midwives Association because it draws on the fears that pregnant women already have.
"It is making women think about the terrible things that can happen when the reality is there are very few mothers who suffer from complications during pregnancy," secretary Dr Hannah Dahlen told the Sun-Herald.
"It is marketing fear and uncertainty when women are vulnerable during pregnancy."
Investment and Financial Services Association head Richard Gilbert says that despite the issues that this plan may raise it is wise to have a plan in place for unseen problems.
"Some people will think it's not ethical but the cost of covering for a disability is monstrous and that's why people will look at this," he said.
Considering the high costs involved when babies are born with disabilities this insurance program could be a step in the right direction. - Reported by Moments in Time