Most Affordable Cities for Family Health Insurance

Armen Hareyan's picture

Health Insurance plans for families available for as low as $43 per person per month

The first national report on the largest cities in the U.S. with the most affordable health insurance options for families was released today by eHealthInsurance, the nation's leading online health insurance source for individuals and families. The report, titled Most Affordable Cities for Family Health Insurance, ranks Kansas City, MO as the city with the most affordable health insurance nationwide, with plans as low as $171.86 per month, or $43 per person for a family of four.

The other cities at the top of the list of Most Affordable Cities are (2) Long Beach, CA; (3) Columbus, OH; (4 - a tie) Tucson and Mesa, AZ; (5 - a tie) San Francisco, Oakland, San Jose, Fresno and Sacramento, CA; (6) Omaha, NE; (7) San Diego, CA; (8) Cleveland, OH; (9) Phoenix, AZ; and (10) Los Angeles, CA. The premiums quoted for a four-member family plan in these cities ranged from $180 to $212 per month.

A key trait shared by cities with the most affordable health insurance is the large number of health insurance options available for families. The top-ranked cities have at least 43 plans available on, enabling consumers to choose from a large number of the health insurance plans available to them.


"Choice of health insurance options can allow families to find and buy the right plan at a cost they can afford," said Gary Lauer, CEO of eHealthInsurance. "This report confirms that affordable health plans with very good benefits are available for families purchasing health insurance across much of the country."

Health insurance plans used in these rankings feature comprehensive benefits, including annual preventive exams, lab and x-ray services, emergency room treatment and hospitalization.

eHealthInsurance ranked the affordability of family health insurance options in the nation's 50 largest cities, as defined by the U.S. Census Bureau. The health insurance plans reviewed are the least expensive available in each city through for a non-smoking family of four, including two parents (ages 35 and 37) and two children (ages 9 and 11). Each plan includes an annual deductible of no more than $2,000 in addition to 20% coinsurance, which is the amount the policyholder pays for medical services once the deductible is met. Additionally, each plan reviewed had a maximum per-family out-of-pocket cost of between $4,000 and $10,000 per year. To view the full report visit


Since its founding in 1997, eHealthInsurance, Inc. ( has become the nation's leading source of health insurance for individuals, families and small businesses. The company sells health insurance in all 50 states and offers more than 4,000 health plans underwritten by more than 140 of the nation's leading health insurance companies. The company is headquartered in Mountain View, CA and has an experienced customer care team of more than 100 representatives and licensed agents that assist consumers before, during and after the purchase of health insurance plans. and eHealth are registered trademarks of eHealthInsurance Services, Inc. -


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