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Affordable Health Insurance

Many families and individuals across the nation are in search of finding affordable health insurance. However, as the cost of the medical insurance keeps rising medical coverage is less affordable year by year. This section covers news and research about where the health insurance is affordable and what the government or private companies are doing with health care reform.

Shopping for insurance is worse than imagined for Medicare recipients

Survey finds few retirees shop for Medicare Advantage plans

An eye opening survey recently found retirees are more prone to spend time finding the best deal for buying groceries than they do choosing health insurance. Shopping for insurance, for some, is worse than you might imagine according to a representative sampling survey of Medicare recipients.

How Big Pharma Works - Why Americans are Angry and Why We Should All be Fighting for Healthcare Reform

Map of World using drugs

If you live in the United States you must understand our current medical system and I do not mean the Affordable Care Act, but simply how Big Pharma works and why Americans are angry and why we should all be fighting for healthcare reform.

31 Medical Conditions That Are Considered Pre-Existing and Used To Be Denied Coverage

Examples and list of pre-existing medical conditions

We hear a lot about pre-existing medical conditions that are covered or not covered by health insurance plans, but what are those? I had a wow moment when I saw this list of pre-existing medical conditions that I had no idea were considered pre-exsiting.

Benefits of Repealing Obamacare According to Heartland Experts

Obamacare Repealed

The U.S. House of Representatives today voted 217–213 to pass the American Health Care Act (AHCA). The bill repeals and replaces the Affordable Care Act, or Obamacare, which has been in effect since 2010. What are some of the benefits of repealing Obamacare? Heartland Institute experts discuss how this bill benefits nation's spending and free market.

The Three-Way Call: The Biggest Time Waster for FFM Agents

Health Insurance Agents

It’s funny how the Federally Facilitated Marketplace is connected with all the government agencies and can verify information such as income, immigration status and many other things. CMS has an authorized list of agents and health insurance brokers who are certified to sell insurance using the Marketplace. Despite this fact they still force agents to do a three-way call with their client on the phone in order to be able to provide assistance.

5 Reasons Why You Should Use An Agent To Purchase Health Insurance

Health Insurance Agent

Since the Affordable Care Act began there has not been a lot of engagement with insurance agents. When they are mentioned they are most often portrayed as commission hungry vultures looking for victims to put in any insurance plan that that will benefit them the most monetarily. While that is the opinion of many it’s not reality.

Alternatives and ways to save on health insurance in 2016

Save on health insurance

Health insurance is too expensive. Why should I pay for a service that I do not even use? Is there any way I can bypass Obamacare and not have to pay the penalty? Are there any alternatives?
These are questions and concerns that many people have had. True when you compare health insurance to other types of insurance it is expensive. What most people do not realize is it is much less expensive that the cost of a hospital stay. Today with the Affordable Care Act in place many people are eligible to receive help paying their premiums. If you qualify and do not mind your health insurance being tied to your taxes, which has been problematic for some, by all means apply using the Health Insurance Marketplace in your state.

2 New Gifts From The Feds For Health Insurance Agents On The Exchange

Health Insurance Agents

The health insurance exchanges have now been in operation for two years and is about to begin its third season in less than two months. For agents working on the Federal Exchange Things will be a little different this year. Only time will tell if these changes will turn into a blessing or a curse.

Kaiser Cancelled Me But My Payments Are Up To Date

Health care coverage

I have been certified to work with the health insurance exchanges for two years in both Maryland and the state of Virginia. I have signed people up with 4 of the major companies in our area over the course of the past 2 years. I’ve had good and bad experiences with resolving client issues. This article will highlight a problem that I have found with one of the major companies in my area.

Why I will not purchase health insurance through the exchange

Health insurance open enrollment is over. Maybe? For the most part assisting people to sign up for insurance went smoothly except for a few problem cases and system glitches. Overall helping others attempt to solve their issues with the exchanges helped me to make the above decision not to purchase my health insurance through the exchange.

Do Health Insurance Companies Really Care About Their Agents?

This is a question I have asked myself many times since I became ACA certified back in the fall of 2013. Since last year was filled with so much confusion I will give all of the companies a pass on the chaos from last year. My opinion is based solely on my experience from this year. While I have not provided the names of the companies the following accounts will give you an overview of what to expect from a wide range of health insurance companies.

Supplemental Insurance Helps Bridge the Health Insurance Coverage Gap

Supplemental Health Insurance

During the final weeks of the current open enrollment period, health insurance is at the top-of-mind for individuals of all ages. Seniors and others qualifying for Medicare benefits have been bombarded with mail and TV ads touting comprehensive Medicare Advantage plans, as well as Part D Rx plans and no-network, fee-for-service plans designed to work with traditional Medicare benefits.

Where Should Families Start to Find Affordable Health Insurance?

Health Care

As most people in America now know, if you are 64 or younger, you are subject to the new Affordable Care Act. The marketplace can be difficult to navigate, and most folks who are not savvy about the ins and outs of these new health insurance plans or about the ACA itself may become frustrated by the plethora of information available that is not easily consolidated into an understandable format.

How to Prepare for Open Enrollment

Health insurance open enrollment

The 2015 Open Enrollment period runs from November 15, 2014 to February 15, 2015. This time frame is your opportunity to get coverage without being charged more for a pre-existing condition, apply for tax subsidies that lower the cost of health insurance, and get guaranteed benefits like prescription drug coverage, preventive services, and emergency care. It’s the time to make sure you and your loved ones have coverage to keep you safe and healthy. Here are the steps you should take to ensure you’re prepared to get the coverage you need.

The Best Way To Spot a Health Exchange Website Glitch

Website Glitch

Before a team goes out to play a game all of the members have to show up at practice. When a player does not show up for practice it can affect the performance of the whole team. The coach expects their star players to be present and well equipped come game day. They would never think of locking them in a closet and barring them for practices until the big day arises.

Does the Affordable Healthcare Act Cover the Headaches it's Causing Me?

The Affordable Healthcare Act is a health insurance legislation that is well on its way to directly affecting each and every American citizen. It’s astounding, though, that even a year after its initial debut, how little people still actually know about it, its enrollment options, available plans, and the actual cost of it. After days of researching this Affordable Healthcare Act, what it is, and what it means to the American public, I can say that I am not the least bit surprised that such an overwhelming population of people still feel in the dark about it.

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