ACA has had little effect on the financial burden of households with chronic health conditions. The rise in treatment costs and associated cost sharing for individuals and families are causing medical debt that often has caused these families to deplete their savings. It often also causes these families to forgo necessities like food, heat or rent in order to pay their medical bills. In these cases, the families are forced to file for bankruptcy in order to have a roof over their heads.
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Affordable Health Insurance
Despite numerous national programs intended to ensure patients receive the best quality care, it is limited by how best to define quality. It is also dependent on your insurance. Those with government-sponsored programs such as Medicaid or Medicare are often given the barest minimum of care while those with private insurance are provided every option possible.
The best travel insurance can come in handy if you are planning a trip! Statistics from the Australian Bureau of Statistics revealed that a total of 10.5 million Australians returned from traveling overseas in 2017, a 6.9% increase from statistics the previous year. The best travel insurance can offer you coverage for accidental injuries, illness, or other specific mishaps that you may encounter while traveling overseas. iSelect is an Australian insurance comparison site that will help you to find the quick way to the best travel insurance in Australia!
Statistics from the Animal Health Alliance report that over 60% of Australians live with a pet. The best pet insurance can offer you coverage for specific accidental injuries or illnesses that your pet may encounter as your daily companion. iSelect is an Australian insurance comparison site that will help you to find the quick way to the best pet insurance in Australia!
Prescription drug monitoring programs are central to federal and state policy responses to address prescription abuse. They are state run electronic database used to track prescriptions and dispensing of prescribed medications. Unfortunately, even these programs in place there is evidence of limited benefit. This study found that drug monitoring programs have a limited impact on individual level opioid utilization among Medicare beneficiaries. they agree that further studies are needed (Moyo, 2017).
The medical billing industry is expected to grow at a CAGR of 6.5% by 2023 according to market research analysis predictions. Medical billing and coding specialists offer a wealth of medical billing benefits to both the medical professional and the patient. In this article, we will examine many medical billing benefits.
A recent survey conducted by the consumer group Choice revealed that over 75% of the Australian population is struggling to afford private health insurance coverage. Steep premiums rank second only to electricity amongst Australians’ cost of living concerns. However, the good news is that iSelect can save Australians money by helping them to choose the most affordable private health insurance policy.
President Trump's recent physical may have lowered the bar on what Americans thought "excellent health" was, giving Americans the "ok" to strive for less when it comes to their health.
An eye opening survey recently found retirees are more prone to spend time finding the best deal for buying groceries than they do choosing health insurance. Shopping for insurance, for some, is worse than you might imagine according to a representative sampling survey of Medicare recipients.
The Report to Congress on the Centers for Medicare and Medicaid Services (CMS) Graduate Nurse Education Demonstration has just been released documenting health care workforce gains addressing the nation’s shortage of primary care.
How Big Pharma Works - Why Americans are Angry and Why We Should All be Fighting for Healthcare Reform
If you live in the United States you must understand our current medical system and I do not mean the Affordable Care Act, but simply how Big Pharma works and why Americans are angry and why we should all be fighting for healthcare reform.
We hear a lot about pre-existing medical conditions that are covered or not covered by health insurance plans, but what are those? I had a wow moment when I saw this list of pre-existing medical conditions that I had no idea were considered pre-exsiting.
The U.S. House of Representatives today voted 217–213 to pass the American Health Care Act (AHCA). The bill repeals and replaces the Affordable Care Act, or Obamacare, which has been in effect since 2010. What are some of the benefits of repealing Obamacare? Heartland Institute experts discuss how this bill benefits nation's spending and free market.
Heartland Institute Experts React to GOP Obamacare Reform Bill sharing advice on repealing and replacing Obamacare saying the Republican health insurance plan is a start toward a better way. The following is released by the Heartland Institute.
In recent news, a woman got billed twice for a procedure. Here's how you can avoid this happening to you.
Planned changes in health care polic could pose challenges for nurses who are likely to see negative consequences for patients and communities.
March is almost here, and President Trump has declared the upcoming month as the end for Obamacare. Here's what California might be planning.
Does money affect your doctor's care? If your long-time doctor is retiring or you're moving to another state, here are some tips to help you find a good doctor.
Have you heard the touching story of the ice cream man from Chicago? His story moved one customer, who raised $250,000 for his healthcare and retirement funds. Researchers are also trying to lower healthcare costs to help those with unmet medical needs.
It’s funny how the Federally Facilitated Marketplace is connected with all the government agencies and can verify information such as income, immigration status and many other things. CMS has an authorized list of agents and health insurance brokers who are certified to sell insurance using the Marketplace. Despite this fact they still force agents to do a three-way call with their client on the phone in order to be able to provide assistance.
Since the Affordable Care Act began there has not been a lot of engagement with insurance agents. When they are mentioned they are most often portrayed as commission hungry vultures looking for victims to put in any insurance plan that that will benefit them the most monetarily. While that is the opinion of many it’s not reality.
Health insurance is too expensive. Why should I pay for a service that I do not even use? Is there any way I can bypass Obamacare and not have to pay the penalty? Are there any alternatives?
These are questions and concerns that many people have had. True when you compare health insurance to other types of insurance it is expensive. What most people do not realize is it is much less expensive that the cost of a hospital stay. Today with the Affordable Care Act in place many people are eligible to receive help paying their premiums. If you qualify and do not mind your health insurance being tied to your taxes, which has been problematic for some, by all means apply using the Health Insurance Marketplace in your state.
The health insurance exchanges have now been in operation for two years and is about to begin its third season in less than two months. For agents working on the Federal Exchange Things will be a little different this year. Only time will tell if these changes will turn into a blessing or a curse.
Results of a new survey suggests large employers will face more health insurance challenges in 2016 from surging health care premiums.
What don’t you know about your own Medicare supplement that can end up costing you or helping you in the long-run? Here are six things you need to know about your Medicare Advantage health plan that surprisingly few people take time to explore.
I have been certified to work with the health insurance exchanges for two years in both Maryland and the state of Virginia. I have signed people up with 4 of the major companies in our area over the course of the past 2 years. I’ve had good and bad experiences with resolving client issues. This article will highlight a problem that I have found with one of the major companies in my area.
Health insurance open enrollment is over. Maybe? For the most part assisting people to sign up for insurance went smoothly except for a few problem cases and system glitches. Overall helping others attempt to solve their issues with the exchanges helped me to make the above decision not to purchase my health insurance through the exchange.
Last year was really difficult for many health insurance agents that enrolled consumers using the infamous Healthcare.gov. Although the site was much improved this year I decided well in advance to use a web broker portal to do my exchange enrollments this year.
Last year whenever I called the Federal Exchange on behalf of a client the Customer Service Representative (CSR) after listening to what the problem was, always said, “I can help you but before we continue let me give you the reference number for the call." This year they did not give reference numbers for the calls.