US Hospitals Struggling to Keep Up With Patient Demand
The US health care system is a bit of an odd duck. It's not like the universal health care other countries offer, and it was originally created to be there for the big emergencies in life like heart surgery or broken limbs. Today the U.S. health care system is virtually in shambles, and groaning under the load of people who have started to use hospitals like they were doctor's offices.
Into the gap steps health care insurance providers who offer health care insurance to those who need it. Notice we didn't say could afford it, for increasingly Americans can't afford health care. In fact almost 47 million of them in 2007 opted to not buy health care insurance for a variety of reasons, however cost was cited as the number one deterrent.
Despite the rising costs of providing health care to those who are entitled to it (by law) and those who need it but can't afford it, there are various options available that might resolve this conundrum. Taking the time to talk to a local insurance broker might make the difference between no coverage for life's emergencies and reasonable coverage for situations that need medical attention.
If Americans learn to use the health care system in the way it was originally intended to be used (for emergencies only) the costs of providing health care would start to drop. In the meantime, the average American can take their own circumstances into hand and make a difference to themselves and their families.
If something isn't done to turn the tide back, the costs of maintaining the health care system will be horrendous. If health insurance is expensive now, wait until the system gets even more overcrowded. Take action for yourself and your family. Stop using hospitals like they were doctor's offices and maintain a healthy lifestyle. It's your best bet for a healthy health insurance future.
Richard Cantu is with Texas Health and Life, a Texas health insurance and Texas life insurance agency in Texas. To learn more, visit www.texashealthandlife.com