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Overbudgeting on household expenses is a common budgeting mistake, here are some tips to help correct that

Overbudgeting household expenses

Are you trying to get your expenses down? If so, I want to share with you some recipes and tips to help lower your household expenses and stay within your budget.


I know you have heard the saying robbing Peter to pay Paul. We have all done this at some point in our lives. Then one day you get tired of the constant financial battle and the sleepless nights. The constant worrying about how you are going to pay the bills will take a toll on you and your marriage. I know, I have been there. It is not a place I want to be again. Finances are not something you just get. You have to learn how to handle money. In my case I started to figure out ways where I could cut back. What I have learned through the years by cutting back actually has been beneficial not only for our pocket book but for our health. Weather it is a fresh loaf of bread or homemade laundry detergent, I know what all the ingredients are. I know exactly what my family is eating and cleaning with. It has truly been a win win for our family.

Over the next couple of days I am going to share with you how to start on the path of becoming frugal and savvy about money. Yesterday I shared with you on how I feed our family of 10 on $100 a week. If you missed it be sure to check it out here at eMaxHealth.com. Today I am going to share with you what we do to save on those must-have household items. I am also going to share with you a few recipes that will be at the end of this article. So be sure to check them out. Leave a comment and let me know if you tried them out and what your experience was. Many of the recipes used share some of the same ingredients. I like to keep things simple. The less ingredients the better for me!

Laundry Detergent and Dish Washing Detergent

These two items are a definite must have. I have a front loading HE washing machine, and have I found for us that liquid detergent works best. I have a 5 gallon bucket with a pour lid. I mix up my laundry detergent in that and then pour it into my containers. When I run out I just refill as needed. This recipe lasts us months and costs just pennies to make. If you want you can always add a few drops of essential oils for those heavier soiled clothes. My husband works construction and more times than not comes home with grease all over his clothes. I apply lemon essential oil directly on the stains and it works great. For our dishwasher, I make a powder detergent and it has been great. I also like to add some vinegar or lemon juice to our dishwasher to clean it. Yes, a dishwasher does need a good cleaning every so often.

Paper Items

We do not purchase any paper items (well except for toilet paper). I do splurge when we are having a birthday party or a holiday. By not purchasing paper items we are able to help save our landfills and also keep our household expenses down. For our toilet paper, I purchase in bulk on Amazon. I have it on Subscribe and Save. This is an automatic shipping program. You choose what date you want to receive your item(s) and how often: monthly, every 2 months etc and Amazon ships it to you like clockwork. Also, for using that service they offer you a discount!

Homemade Toothpaste and Shampoo

I started making for a few reasons. One, yes it is cheaper but it is also much healthier. We can discuss that later. There are so many recipes out there for toothpaste. On this one you will have to play around with and find what your family likes. I use ingredients like baking soda, coconut oil and essential oils to make our toothpaste. Shampoos I have tried in the past using baking soda and apple cider vinegar. It does clean your hair but I found it to leave my hair very dry. So we did switch to a sulfate free brand of shampoo. Everyone has different hair types so I am including the recipe below.

Bathroom Cleaner

For our bathrooms I make a cleaner that consists of vinegar, blue dawn dish washing liquid, and water. This doesn't smell the best, I'm giving you fair warning! But it works AH-MAZING! This can cut through soap scum in minutes. I spray down the shower and let it sit for a few and go back and rinse it off. I use this cleaner to clean our entire bathroom.

Multi-Purpose Cleaner

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For the rest of our home I make a multi purpose cleaner using citrus fruit peels and vinegar. I fill a mason jar with the peeling and than pour in the vinegar. I let it sit for about a week or so before using it. Super simple and cheap.

I buy in bulk white vinegar from Sams. I also buy apple cider vinegar by the gallon. We use both of these items weekly if not daily. I can share that all with you in another article!

All these tips above cost pennies to make, and they have helped us keep our household expenses low. Every little bit that you can save is a step in the right direction. Baby steps! Remember, Rome wasn't built in a day!


1 tablespoon of baking soda to 1 cup of water
1 tablespoon of apple cider vinegar to 1 cup of water

Laundry Detergent (liquid)

4C hot water
1 Fels-Naptha soap bar
1C arm and hammer super wash soda
1/2C borax

Grate the bar of soap into the saucepan with water. Stir continuously over medium heat until fully dissolved.
Fill a 5 gallon bucket half full of hat water and add the melted soap, washing soda and borax. Stir until it dissolves. Fill the bucket to the top with more hot water, stir again and cover. Let it sit overnight. Next day stir the mixture. It will be very thick. Get a container and fill half full with this mixture and the rest with water. You might have to shake before each use as it will gel.

Dishwasher Detergent

2C baking soda
2C borax
1C salt

Mix together and use 2 tablespoons in the dishwasher

**you can put white vinegar in your rinse compartment**