What Do Doctors and PhDs Say About Repealing and Replacing Obamacare
Heartland Institute Experts React to GOP Obamacare Reform Bill sharing advice on repealing and replacing Obamacare saying the Republican health insurance plan is a start toward a better way. The following is released by the Heartland Institute.
The House Republicans on Monday released their plan to reform the Affordable Care Act (ACA), also known as Obamacare. Among other features, the bill eliminates Obamacare taxes and the individual mandate, prohibits insurance companies from denying coverage or charging more money to patients based on preexisting conditions, and allows adults under the age of 26 to remain on their parents’ insurance plans.
The following statements from health care policy experts at The Heartland Institute – a free-market think tank – may be used for attribution. For more comments, refer to the contact information below. To book a Heartland guest on your program, please contact New Media Specialist Billy Aouste at [email protected] and 312/377-4000 or (cell) 847/877-9100.
“The Affordable Care Act has been an unmitigated disaster. Americans have endured higher premiums and deductibles, fewer health insurance options, miles of red tape, broken health care exchanges, and additional taxes. The House Republican plan offers many important free-market reforms that will help to scale back some of Obamacare’s most egregious provisions, but it fails to address key parts of the ACA that must be phased out if Americans are ever going to have access to truly affordable high-quality health care, such as the pre-existing conditions clause. Americans deserve better than what the House plan offers.”
The Heartland Institute
“House Republican leaders pride themselves on removing the individual mandate, but their latest draft bill mandates insurers ‘shall’ charge a 30 percent ‘penalty’ to buyers who fail to present ‘certificates’ proving continuous coverage. This is one of many examples of the House GOP plan doubling down on Obamacare’s intrusion in health care and health insurance markets.
“The new bill doubles down on Obamacare’s requirement insurers sell plans to patients with preexisting conditions. The bill will likely cause premiums to skyrocket as patients wait until they are sick to buy health insurance.
“Democrats are going to resist any plan the Republicans put forward, so instead of promoting more government-managed entitlements, Republicans should be promoting market-based health care reforms proposed by conservatives and libertarians in Congress.
“The House GOP leadership plan attempts to herd patients toward insurance markets, reinforcing the federal government’s confusion between ‘health insurance’ and ‘health care.’
“The latest plan does not appear to consider members of health care sharing ministries (HCSM), which Obamacare exempts from the individual mandate and tax penalty, as eligible for the health insurance tax credit or recognize them as having continuous coverage. This is backward, considering HCSM members have shared each other’s health care costs more efficiently and effectively than insurance markets for the last 25 years, and especially during the reign of Obamacare.”
Research Fellow, Health Care Policy
The Heartland Institute
Managing Editor, Health Care News
“This bill represents the standard practice in Washington, DC: Democrats create a new entitlement, and Republicans figure out a way to pay for it. Guess who gets all the credit for the ‘free’ stuff and who gets blamed for the inevitable budget disaster?
“The Republican plan is a start toward a better way, but it omits important and desperately needed reforms. The tax credit approach and the per-capita Medicaid and health savings account elements are good reforms. However, the Medicaid number should be based on the state’s total population, not the state’s Medicaid population. Using the latter invites states to bloat their Medicaid rolls. Using total population would eliminate incentives to spread Medicaid around like Halloween candy.
“Retention of the preexisting-conditions provision sustains the Obamacare idea of health care as an entitlement and a right – to be fulfilled by confiscation of resources from other people – and it remains an exceedingly inefficient and wasteful way of solving the un-insurance problem. I also see nothing in the plan about reductions of mandatory benefits provisions nor repeal of McCarran-Ferguson to allow selling of insurance across state lines. Those are huge omissions.
“In sum, this bill is a good deal better than Obamacare at present, but it will leave a large amount of work to be done. If the alternatives are this or ACA, the obvious preference is this plan, of course.”
Director of Research
The Heartland Institute