Health Insurance & Money

Millions of U.S. employees with Health Savings Accounts (HSAs) are not aware of the ability to use these pre-tax funds to purchase long term care insurance a new study finds.

While millions of Americans worry daily about rising health insurance premiums or whether they will ever be able to even afford health insurance, health insurers and HMOs are spending millions to influence lawmakers and public policy.

In an effort to control operating costs, many companies look to employee health insurance benefits as a source of potential savings. Employee health-related expenditures can cost a private business 40% of total profits before tax according to a study performed in 2002.

Health insurance consumers may be eligible for a lower and more affordable monthly premium rate without even knowing it. If you have had your current health insurance premium in place for 4 months or more, chances are that there is a lower rate available that you are not aware of.

A survey of more than 2,100 U.S. doctors shows that the majority favor having both public and private health insurance options as part of the healthcare reform package currently being debated by lawmakers. The results of the survey were published in the online version of the New England Journal of Medicine on September 14, 2009.

If you are looking for affordable health insurance, it's a good idea to look somewhere other than your employer to find it. Here is why the employers rarely have the best deals when it comes to providing affordable health insurance to employees.

Michigan residents may see and hear ads touting the services and products of Blue Cross Blue Shield health insurance on the airwaves beginning September 14. The ad campaign, which includes six TV commercials, precedes a 22 percent rate hike that the health insurance concern secured for an October 1 start.

New York Governor David A. Paterson announced that insurers must cover seasonal flu and novel H1N1 vaccinations for children who are aged 19 and younger and enrolled in comprehensive health plans.

According to new Census Bureau data released today, there are now more than 46 million Americans who do not have health coverage. And alarmingly, things are only getting worse.

Having problems with your health plan? If you speak up about it — or move on to another plan — you are a very unusual consumer.