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Affordable Health Insurance

Why I will not purchase health insurance through the exchange

2015-04-03 17:32

Health insurance open enrollment is over. Maybe? For the most part assisting people to sign up for insurance went smoothly except for a few problem cases and system glitches. Overall helping others attempt to solve their issues with the exchanges helped me to make the above decision not to purchase my health insurance through the exchange.

I did sign up for a plan this year but terminated it when my health insurance company informed me that we can keep our plans until September 2017.

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My Experience of Using a Health Insurance Web Broker Site

2015-04-03 17:28

Last year was really difficult for many health insurance agents that enrolled consumers using the infamous Healthcare.gov. Although the site was much improved this year I decided well in advance to use a web broker portal to do my exchange enrollments this year.

What attracted me to the idea of using a web broker portal was being able to track all of my business in one place.

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HealthCare.gov No Longer Uses Call ID Numbers

2015-04-03 17:15

Last year whenever I called the Federal Exchange on behalf of a client the Customer Service Representative (CSR) after listening to what the problem was, always said, “I can help you but before we continue let me give you the reference number for the call." This year they did not give reference numbers for the calls.

In many instances when I called back about the same issue there were no notes recorded on the case which lead to a lot of repetition.

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Do Health Insurance Companies Really Care About Their Agents?

2015-04-03 17:12

This is a question I have asked myself many times since I became ACA certified back in the fall of 2013. Since last year was filled with so much confusion I will give all of the companies a pass on the chaos from last year. My opinion is based solely on my experience from this year. While I have not provided the names of the companies the following accounts will give you an overview of what to expect from a wide range of health insurance companies.

Some companies really seem to value their agents and broker and really seem to respect our time.

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Supplemental Insurance Helps Bridge the Health Insurance Coverage Gap

2015-01-29 18:27
Supplemental Health Insurance

During the final weeks of the current open enrollment period, health insurance is at the top-of-mind for individuals of all ages. Seniors and others qualifying for Medicare benefits have been bombarded with mail and TV ads touting comprehensive Medicare Advantage plans, as well as Part D Rx plans and no-network, fee-for-service plans designed to work with traditional Medicare benefits.

At the same time, individuals of all ages who rely on employer healthcare benefits may be faced with increased co-pays, deductibles, and co-insurance out-of-pocket costs, as businesses try to conta

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Where Should Families Start to Find Affordable Health Insurance?

2014-12-01 13:57
Health Care

As most people in America now know, if you are 64 or younger, you are subject to the new Affordable Care Act. The marketplace can be difficult to navigate, and most folks who are not savvy about the ins and outs of these new health insurance plans or about the ACA itself may become frustrated by the plethora of information available that is not easily consolidated into an understandable format.

Most folks who find themselves above the 138% federal poverty level (a 2014 annual household income guideline ranging from $16,105/yr. to $55,324/yr.

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Three things to do and you're ready for health insurance enrollment

2014-11-20 09:38
Signing up for insurance under the Affordable Health Care Act is easier than you might think

Enrolling in health care really is simple. You can go to your insurance agent, insurance company or to the healthcare.gov website. There are some things you should know before you enroll. You also should consider why it's important to have health insurance.

You can get help enrolling for an insurance plan under the Affordable Healthcare Act easily. Consumers need to have three things available to make insurance enrollment go smoothly.

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How to Prepare for Open Enrollment

2014-11-19 16:20
Health insurance open enrollment

The 2015 Open Enrollment period runs from November 15, 2014 to February 15, 2015. This time frame is your opportunity to get coverage without being charged more for a pre-existing condition, apply for tax subsidies that lower the cost of health insurance, and get guaranteed benefits like prescription drug coverage, preventive services, and emergency care. It’s the time to make sure you and your loved ones have coverage to keep you safe and healthy. Here are the steps you should take to ensure you’re prepared to get the coverage you need.

Review Your Current Health Insurance Plan

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The Best Way To Spot a Health Exchange Website Glitch

2014-11-18 10:22
Website Glitch

Before a team goes out to play a game all of the members have to show up at practice. When a player does not show up for practice it can affect the performance of the whole team. The coach expects their star players to be present and well equipped come game day. They would never think of locking them in a closet and barring them for practices until the big day arises.

This is what I feel has been done with Health Insurance Open Enrollment for these past two years. The star players who are expected to perform on day one are left out of the equation.

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Open Enrollment Day 1: Insurance Agent Web Broker Portals Experiencing Glitches

2014-11-18 10:13
Health insurance open enrollment

As I am sitting in the doctor's office waiting for my father to finish cataract surgery on the first day of health insurance Open Enrollment for agents and broker in the state of Maryland I wonder what can I expect.

Although we have seen webinars with the new system the same as last year we the health insurance agents who need to work with client do not get to test the system hands on before we try it out on a

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