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Affordable Health Insurance

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Affordable Health Insurance:

Many families and individuals across the nation are in search of finding affordable health insurance. However, as the cost of the medical insurance keeps rising medical coverage is less affordable year by year. This section covers news and research about where the health insurance is affordable and what the government or private companies are doing with health care reform.

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  • CMS Announces Medicare and Prescription Drug Rates for 2014
    Rate announcement details Medicare plan payments and other prescription drug program updates for 2014.
  • Congress Reconsiders ABLE Act for Children with Disabilities
    Sponsored by House of Representative Ander Crenshaw of Florida and Senator Bob Casey Jr of Pennsylvania, both houses of Congress will begin to reconsider passing legislation known as the “Achieving a Better Life Experience” Act, or ABLE. This piece of legislation is supported by many national organizations including Autism Speaks, the National Disability Institute, and the National Down Syndrome Society.
  • Medicare Panel Rejects PET Scan for Alzheimer’s Early Diagnosis
    The Medicare Evidence Development and Coverage Advisory Committee has expressed its opinion that PET scans that scan for beta-amyloid protein in the brain is not beneficial for patients as an early Alzheimer’s diagnosis tool.
  • 5 Affordable Health Insurance Options One Can Find in This Market
    Be careful, just mentioning the phrase Health Insurance can cause an uproar. After all, health insurance conversations and topics usually leave individuals feeling overwhelmed, panicked, or even distressed. Fortunately enough however, the new 2013 year comes with several positive changes to the health insurance market, which will be leaving individuals and families alike with a sense of hope.
  • Death more likely in crowded emergency departments
    Swamped and underfunded, emergency departments (EDs)s provide less desirable care at higher cost; however, they offer what no other healthcare service does: reliable accessibility. Many visitors to EDs become annoyed because they endure long waits before receiving treatment. However, a new study has reported that, beyond annoyance, visitors to a crowded ED are at increased risk of death compared to those who present during slow periods.
  • How to make the Affordable Care Act more affordable
    Following the recent reelection of President Obama, many features of the Affordable Care Act are expected to go forward. Although the underlying premise of the act is that health insurance will be available to all, significant variations in rates can be found.
  • Companies trimming healthcare costs in view of Affordable Care Act concerns
    In 2014, when the full effects of the Patient Protection and Affordable Care Act PPACA) take effect, companies with 50 or more full-time employees have to either provide health insurance benefits or pay a penalty. According to a new report, released by Mercer on November 14, these companies are currently curbing healthcare costs in preparation for full implementation of the act.
  • Inappropriate billing by nursing homes wastes more than a billion each year
    According to a new federal report, hundreds of nursing homes overcharge Medicare annually for skilled services that are unnecessary; furthermore, inflation of the charges is commonplace. The result is an added cost of $1.5 billion in annual costs to Medicare.
  • Will we have enough primary care physicians in upcoming years?
    Implementation of the Affordable Care Act plus an increase in US population in general and among seniors will necessitate a significant increase in the number of primary care physicians. The obvious question is: Will we have enough of these physicians to meet our needs? Many healthcare experts feel that the answer is “no.”
  • Pre-existing conditions and the Affordable Care Act: what you need to know
    One popular feature of the Affordable Care Act is the provision for health insurance coverage of individuals with pre-existing conditions. In the past, many insurance plans turned down individuals with pre-existing conditions, such as cancer, cystic fibrosis, or multiple sclerosis, or offered insurance at significantly higher rates. Dixie Swanson, MD offers invaluable information regarding pre-existing conditions and the Affordable Care Act.
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