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Personal Finance

Personal Finance:

Managing personal finance, debt consolidation and personal financial planning. Help for personal finance.

  • 2005 Tax Savings Tips
    Armen Hareyan
    Mar 16th, 2006

    In the last few years, numerous tax law changes have been introduced that affect individuals and their financial situations.

  • Tax software or a CPA?
    Armen Hareyan
    Mar 16th, 2006

    Filing a CPA prepared return or using tax software depends on personal financial situation.

  • No Sweat Tax-Filing Tips
    Armen Hareyan
    Mar 13th, 2006

    Before you start filing your taxes be sure you are aware of the many tax law changes that have gone into effect in recent years.

  • Finding a Loan While Still in Debt
    Armen Hareyan
    Mar 11th, 2006

    When looking for a loan, remember to keep your options open instead of simply going to the bank that you've always done business with in the past.

  • Overcoming a Bad Credit History
    Armen Hareyan
    Mar 11th, 2006

    It is possible to overcome a bad credit history if you are willing to put forth the effort and take the time that it requires.

  • Life's Financial Emergencies: What You Can Do to Prepare
    Armen Hareyan
    Mar 8th, 2006

    CPAs generally recommend that you set aside money each month to build up a cash reserve equal to three to nine months of living expenses.

  • How To Raise Your Credit Score
    Armen Hareyan
    Mar 8th, 2006

    The higher your credit score, the more likely you are to be approved and to pay a lower interest rate on new credit.

  • Ask the Right Questions to Claim Business Travel Deductions
    Armen Hareyan
    Mar 8th, 2006

    To be deductible, your travel must be for an existing business. Travel expenses you incur in acquiring or starting a new business are not deductible.

  • Suffering from a Credit-Card Hangover?
    Armen Hareyan
    Mar 6th, 2006

    Make debt reduction your first financial objective. Each month, make the minimum payment to each creditor, and then devote all remaining money to the creditor charging the highest interest rate.

  • Test Your Tax Knowleddge: How Will You Fare This April?
    Armen Hareyan
    Feb 11th, 2006

    If you felt like an April fool this tax season because you procrastinated, didn't quite understand the tax laws, or kept poor records, now is the time to prepare yourself for the 2004 tax year.

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