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Personal Finance

Personal Finance:

Managing personal finance, debt consolidation and personal financial planning. Help for personal finance.

  • Debt Problems and How To Deal With Them
    Armen Hareyan
    May 9th, 2006

    Many people feel intimidated by debt collectors and therefore feel under pressure to promise to pay more than they can reasonably afford.

  • Generation X Lacks Confidence in Social Security and Pensions
    Armen Hareyan
    May 9th, 2006

    Members of Generation X are looking to themselves to fund their retirement and by and large understand that Social Security and pensions may evaporate by time they leave the workforce.

  • Online Banking
    Armen Hareyan
    May 5th, 2006

    Almost all the large banks such as Bank of America, Well Fargo and Vachovia, now offer fully secured and functional online banking for either for free or for a small fee.

  • Financial Planning Getting Yourself Started
    Armen Hareyan
    May 3rd, 2006

    There is no easy way of tackling the job of financial planning but it is possible to make financial planning easy.

  • Cash-Out Mortgage Refinancing
    Armen Hareyan
    Apr 28th, 2006

    Your house is a potentially large source of ready money if you are willing to sacrifice some of your equity in return for liquidity.

  • Mortgage Refinancing Basics
    Armen Hareyan
    Apr 28th, 2006

    Refinancing mortgage comes with a price in the short term; therefore, before making mortgage refinancing decision it is important to consider both the costs and benefits.

  • Student Debts Push Disadvantaged Graduates Towards Lower-Status Jobs
    Armen Hareyan
    Apr 25th, 2006

    Financial pressures mean that the students from low income families due to heavier debts are more likely to take jobs that do not require a degree when they leave university.

  • Personal Finance: Student Loans Debts Do Not Go On Your Credit Record
    Armen Hareyan
    Apr 20th, 2006

    Student loans constitute a debt to the taxpayer, they were not funded by commercial business.

  • Personal Loans - Guide
    Armen Hareyan
    Apr 20th, 2006

    The great thing about personal loans is that they can be used for just about any kind of purpose and, if you take out a general loan, you probably won't even be asked what you want the money for.

  • Tax Law Changes Delay e-File for a Small Number of 2005 Forms
    Armen Hareyan
    Mar 21st, 2006

    Based on last year's January filings, a few hundred thousand taxpayers could be affected by the delay, with the largest group involving people filing Form 8863, "Education Credits."

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