Inflation Top Concern of Consumers
Only one third of all consumers expect their personal financial situation to improve, with a rising number that expect inflation to offset any wage gains they receive during the year ahead.
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Established eBay Sellers Get Higher Prices for Good Reputations
eBay sellers with established reputations can expect about 8 percent more revenue than new sellers marketing the same goods.
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Traveling Abroad? Don't Leave Home Without Making Financial Preparations
When traveling abroad don't carry much cash and take a couple of credit cards.
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To Prevent Debit Card Fraud
Protect your debit card as well as the account number, expiration date, security code on the back, and the PIN.
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The Debit Card Debate
Since a debit card payment is just like writing a check, you should always keep track of how much money you have left in your account to avoid overdrawing the account and incurring fees.
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You Get a Large Windfall: How Can It All Be FDIC-Insured?
In general, to maximize your FDIC insurance coverage at one bank, you can deposit funds in different "ownership categories" (such as single accounts, joint accounts and certain trust accounts).
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FDIC Misconceptions: A Top 10 List
FDIC Consumer News has compiled this "Top 10" list of misconceptions that some people have about FDIC insurance.
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A New Life-Course for an Aging Society
In the face of demographic change work needs to be redistributed over the ages of life.
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Transfer Money Overseas
The method for money transfer overseas will significantly influence your bottom line and make a difference in your international money transaction.
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Americans are Leaving Money on the Table
Many Americans with savings accounts are leaving money on the table by not taking advantage of rising interest rates.
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Financial Health of Americans on the Rise
Worry relating to personal finances and stress over financial matters are improving.
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Students Graduate with Diplomas, but Little Knowledge of 'Real World' Finances
Parents want more classroom instruction on personal finance.
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Home Loan Tips: Avoid Mortgage Troubles, Other Pangs of Rising Interest Rates
9 house loan tips to prevent mortgage problems and avoid foreclosure.
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All Work and No Play
New study shows that, in the long run, virtue is regretted more than vice.
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People Remember Prices More Easily If They Have Fewer Syllables
Every extra syllable in a product's price decreases its chances of being remembered by 20 percent.
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He Who Hesitates Might Get a Bargain
Buyers gauge the success of a round of bargaining not by the final price, but by a seemingly innocuous non verbal cue.
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Family Firms Perform Better Than Other Businesses
Study finds family businesses are more profitable.
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Weekend Workers Are Mostly Women
Working on weekends is an unsocial schedule that is disruptive to people's leisure and family time.
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New Theory Of Motivation Lists 16 Basic Desires That Guide Us
There's nothing wrong with workaholics, non curious schoolchildren and timid people, they are probably happy just the way they are and have personalities that don't fit in with much of society.
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Safeguarding Money, Identity
Many are unaware of the security benefits of direct deposit over paper checks and that could place them at greater risk for identity theft and fraud.
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The State Lottery: Creating Social Inequality Across The Nation
State run lotteries have a serious effect on income distributions. More than taxes and other forms of gambling, lotteries promote the growth of inequality.
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Name Can Lead To Housing Discrimination
You don't have to be African American to face discrimination in the pursuit of rental housing, you just have to have a name that sounds as if you may be.
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Employers need highly skilled social science PhDs
While the majority of social science PhD holders continue to pursue a career in research, many social science researchers develop careers beyond academia.
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Can Faith Help You Achieve Financial Freedom?
Wealth is not in your money, wealth is in your mind and soul. It's measured by what you own, not what you earn.
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Life's Harsh Lessons 'Make You More Gullible'
People who have suffered life's hard knocks while growing up tend to be more gullible than those who have been more sheltered.
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Workers Get Paid More When They Work For Powerful CEOs
For workers at publicly held companies, it literally pays to have a very powerful boss.
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Tips for Saving Money At The Pump
The following tips can help you limit the financial impact on your bank account when you are sitting at the pump.
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Women's Career Choices Influenced More By Culture Than Biology
Organizations shouldn't have HR policies based on gender stereotypes because people are motivated by different things: salary, job security, flexible work schedules.
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Debt Problems - How To Manage Yourself Out Of Debt
Your debt problem or financial health can only improve if you put your heart and soul into nursing it.
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Fair Debt Collection Practices Act - Know Your Rights As A Debtor
The FDCPA bans just about any abusive, dishonest and unfair debt collection practices that might affect the quality of your life greatly.
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Sexual Harassment Bad for Victims and For Business
Although sexual harassment in the workplace has been studied extensively, virtually all the research has focused on its effects on individuals.
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Living Debt-Free
To live a debt free lifestyle the first step is to find ways to get rid of existing debt.
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Why Aren't You Paying Off Your Debt?
Even if you have your debt in control and are managing it wisely, it is costing you by paying interest to the bank.
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Debt Problems and How To Deal With Them
Many people feel intimidated by debt collectors and therefore feel under pressure to promise to pay more than they can reasonably afford.
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Generation X Lacks Confidence in Social Security and Pensions
Members of Generation X are looking to themselves to fund their retirement and by and large understand that Social Security and pensions may evaporate by time they leave the workforce.
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U.S. Companies Can't Continue Offering Adequate Pensions
Reductions in pension benefits pose a threat to a company's ability to attract and retain the talent they need to compete.
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Beauty and The Beholder: Why Pretty Faces Don't Always Help Sales
Whether people are persuaded by spokespeople in advertisements depends on their ability and motivation to think about the relation between the spokesperson and the advertised product.
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Some Basic Principles of Communication
How do we succeed in putting our ideas into words, so that another person can understand them?
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Online Banking
Almost all the large banks such as Bank of America, Well Fargo and Vachovia, now offer fully secured and functional online banking for either for free or for a small fee.
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What A Budget Does For You
Budget is a plan on how you are going to spend your money before you get the money.
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