for eMaxHealth
Average price for a comprehensive long term care insurance policy (100% home care benefit plus skilled care coverage), 90-Day Elimination Period with Compound Inflation Protection Option (benefit increases 5% compounded annually) .
Age 55 $100 Maximum Daily Benefit x 3 Year Benefit Period
Cost: $ 723-per-year Individual Qualifies for Preferred Health and Spousal Discounts
2008 Cost: $709-per-year ( 2% increase )
Age 55 $100 Maximum Daily Benefit x 3 Year Benefit Period
Cost: $1,060-per-year Individual is Single; Qualifies for Preferred Health Discount
2008 Cost: $1,095-per-year ( 3% decrease)
Age 55 $150 Maximum Daily Benefit x 3 Year Benefit Period
Cost: $1,084-per-year Individual Qualifies for Preferred Health and Spousal Discounts
2008 Cost: $1,064-per-year ( 2% increase)
Age 55 $150 Maximum Daily Benefit x 3 Year Benefit Period
Cost: $1,590-per-year Individual is Single; Qualifies for Preferred Health Discount
2008 Cost: $1,578-per-year ( Less than 1% increase)
Age 65 $100 Maximum Daily Benefit x 3 Year Benefit Period
Cost: $1,364-per-year Individual Qualifies for Spousal Discounts; Standard Health Rate
Age 65 $100 Maximum Daily Benefit x 3 Year Benefit Period
Cost: $2,028-per-year Individual is Single; Standard Health Rate
Age 65 $150 Maximum Daily Benefit x 3 Year Benefit Period
Cost: $2,047-per-year Individual Qualifies for Spousal Discounts; Standard Health Rate
Age 65 $150 Maximum Daily Benefit x 3 Year Benefit Period
Cost: $3,042-per-year Individual is Single; Standard Health Rate
Age 65 $240 Maximum Daily Benefit x 3 Year Benefit Period
Cost: $3,274-per-year Individual Qualifies for Spousal Discounts; Standard Health Rate
Age 65 $240 Maximum Daily Benefit x 3 Year Benefit Period
Cost: $4,867-per-year Individual is Single; Standard Health Rate
The American Association for Long-Term Care Insurance is the professional organization serving insurance and financial professionals nationwide.
The 2009 premium survey rates are provided by LTCI Partners, LLC, Chicago, IL.
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